Chapter 66
"Good!" The director of the market research department pressed his hands down to make everyone quiet.
Then he said, "but! In order to avoid market risk, we need to distribute your 5 billion loan to you. and! Every time you need the money to do something, you must report it to our bank truthfully. After the confirmation of our bank, we will give you the loan! Mr. Long Fei! Do you understand? "
"This? I! I understand Long Fei responded.
I don't give you all the money after I approve the loan. Instead! When you need to do something, the money will be given to you.
Otherwise! You transferred five billion dollars and hid. in due course! Where can I find you?
That is to say! Our agricultural development bank has promised to provide you with 5 billion yuan loan support. But! All this money has to be used for practical purposes. When you don't need money, we will not release it.
We have a special team to manage and supervise such a large sum of money.
Who is responsible for the examination and approval!
Ye Chen is the credit auditor and the signer of this time. in other words! As long as he signs, he will be responsible for the whole process.
If he doesn't sign, it doesn't count even if the Market Research Department of Agricultural Development Bank has approved.
The audit of the market research department is just a routine, according to the procedures, standards and requirements of the agricultural development bank. The final decision-making power is decided by the special person in charge, that is, the credit auditor.
"Mr. Ye! The final decision is still with you! If you agree, you will sign on this. So! The contract will take effect immediately and have legal effect. We, the Agricultural Development Bank, will issue a certain amount of loans after receiving the contract.... "
The director of Market Research said, looking at Ye Chen.
"This one?" Ye Chen hesitated for a moment, and did not immediately agree.
Then! Look at Longfei.
"Old classmate! You? Don't let me down! You can't pit me
"What is it?" Long Fei Leng for a while, can't believe everything is true!
Nimadi! What's so smooth?
Laozi applied for a loan of 5 billion yuan, but he agreed?
And more! Did the Agricultural Development Bank pass my loan application?
What does that mean? It shows that my business philosophy and mode are correct. also! My business plan has market share. otherwise! Agricultural development bank audit this pass can not pass.
"Oh! oh I'm sorry! Mr. Long Fei! Mr. Ye! Excuse me! Mr. Long Fei's loan intention is 5 billion, which is huge. So! There must also be a guarantor! "
"Guarantor?" Long Fei responded.
"Guarantor?" Ye Chen also answered.
"It's a risk guarantee!"
"Risk guarantee?"
The director of market research explained, "that's it! Our agricultural development bank is more at ease! Mr. Long Fei, you! They will also be more responsible. Pressure is the driving force, isn't it? "
"Me? Where can I get a guarantee? I? That's five billion! " Long Fei's brows wrinkled again on the spot.
The director of the Market Research Department explained: "our cooperation intention is 5 billion, but in the actual process, it may be 5 billion, maybe more than 5 billion, maybe not 5 billion..."
"How do you say that?" Long Fei asked.
"That is to say! When the regulatory department of the Agricultural Development Bank found that Mr. Long Fei did not use it for the stated purpose when applying for the loan according to the situation indicated when applying for the loan, we no longer provided the loan. Mr. Long Fei! Do you understand? "
"This one?"
"That is to say! You didn't continue to invest for the purpose mentioned when you applied for the loan. If you invest the money in other aspects, we have the right to cut off the supply and no longer lend to you. and! And take back the loan money... "
"This one?"
Ye Chen said, "can I guarantee my old classmates in my own name? in other words! I don't guarantee in the capacity of credit audit. I guarantee in my personal and private capacity
"This one?" The director of the market research department thought about it and nodded: "yes!"
"Good!" Ye Chen answered.
Then! He said to Longfei, "I guarantee you! Old classmate! You have to work hard
"What is it?" Long Fei was stunned for a moment and didn't react.
Actually! Everything has been discussed. Now it's just a formality.
What guarantee does not guarantee? That is to lend money to old students in disguise to support their entrepreneurship.
If we don't do this, the old students will have no financial pressure.
There is no pressure, there is no motivation, it is likely to lose your money.
"This? Old classmate, you Long Fei thought about it, nodded and said, "thank you! Thank you! Yechen! Thank you! believe me! I Longfei even if business failure, even if the iron, I will repay! But! I believe Longfei can succeed! Old classmate! believe me! I won't give up your antiques... ""Antiques?"
People from the Agricultural Development Bank, as well as Secretary Li Yanfang and Rong did not understand what Long Fei meant.
What antiques?
Only a few old classmates like long Fei know that ye Chen is not poor Diao Si.
He has antiques. He has Tang Bohu's real work. By the way! There are other antiques.
You know! The old woman Ye Chen took care of during her college years. She gave him all her belongings in return.
With Ye Chen's guarantee, Longfei's application for a loan of 5 billion yuan is approved.
After the three parties sign, it will take effect.
Ye Chen not only signs as a credit auditor, but also as a guarantor.
By the way! Ye Chen also provided property mortgage to the agricultural development bank.
No corresponding property as collateral, you guarantee a hair?
It's impossible to mortgage antiques.
Under helpless! Ye Chen had to take out the gold card of the Agricultural Development Bank as collateral.
Once Longfei fails to start a business and can't afford the loan, the agricultural development bank will deduct money from yechen's gold card.
"Gold card!" When Long Fei and others saw that ye Chen had a gold card from the Agricultural Development Bank in his hand, they all screamed.
You're kidding! People who can get gold cards are all masters! especially! The person who owns the gold card of the agricultural development bank is the master.
Who knows? How much money is in the gold card? What are the special rights?
When the gold card is bright, there is nothing to say.
It's done!
That's it! Since ye Chen dares to guarantee, he must have guaranteed property.
"Gold card! You have a gold card! Woo woo When Li Yanfang sees that ye Chen has a gold card on her body, she can't believe it and goes forward to find out.
Ye Chen put the gold card into his pocket and didn't show it to her.
Li Yanfang reached into her pocket to feel it, but she didn't feel it.
"Where's the gold card?"
"The gold card is in it?" Yechen put his hand in and took out the gold card.
Put the gold card into yechen's pocket and it disappears. When you take it out, it becomes a gold card. It's so magical.
If Longfei's 5 billion yuan intended cooperative loan is secured, other people's loans will be no exception.
The same! The Agricultural Development Bank has asked for guarantors.
So! Ye Chen had to provide them with a guarantee.
"Thank you! Old classmate! thank you! I thought you were poor diaos all the time! result! You have more money than all of us! You? You're hiding deep enough
"You? You are a real match master! Yechen
"It's like pretending!"
Long Fei and other old classmates are convinced: ye Chen is the master of pretending to be better than others!
To be able to provide guarantee for people with a loan of 5 billion, we can imagine their economic strength!
Then he said, "but! In order to avoid market risk, we need to distribute your 5 billion loan to you. and! Every time you need the money to do something, you must report it to our bank truthfully. After the confirmation of our bank, we will give you the loan! Mr. Long Fei! Do you understand? "
"This? I! I understand Long Fei responded.
I don't give you all the money after I approve the loan. Instead! When you need to do something, the money will be given to you.
Otherwise! You transferred five billion dollars and hid. in due course! Where can I find you?
That is to say! Our agricultural development bank has promised to provide you with 5 billion yuan loan support. But! All this money has to be used for practical purposes. When you don't need money, we will not release it.
We have a special team to manage and supervise such a large sum of money.
Who is responsible for the examination and approval!
Ye Chen is the credit auditor and the signer of this time. in other words! As long as he signs, he will be responsible for the whole process.
If he doesn't sign, it doesn't count even if the Market Research Department of Agricultural Development Bank has approved.
The audit of the market research department is just a routine, according to the procedures, standards and requirements of the agricultural development bank. The final decision-making power is decided by the special person in charge, that is, the credit auditor.
"Mr. Ye! The final decision is still with you! If you agree, you will sign on this. So! The contract will take effect immediately and have legal effect. We, the Agricultural Development Bank, will issue a certain amount of loans after receiving the contract.... "
The director of Market Research said, looking at Ye Chen.
"This one?" Ye Chen hesitated for a moment, and did not immediately agree.
Then! Look at Longfei.
"Old classmate! You? Don't let me down! You can't pit me
"What is it?" Long Fei Leng for a while, can't believe everything is true!
Nimadi! What's so smooth?
Laozi applied for a loan of 5 billion yuan, but he agreed?
And more! Did the Agricultural Development Bank pass my loan application?
What does that mean? It shows that my business philosophy and mode are correct. also! My business plan has market share. otherwise! Agricultural development bank audit this pass can not pass.
"Oh! oh I'm sorry! Mr. Long Fei! Mr. Ye! Excuse me! Mr. Long Fei's loan intention is 5 billion, which is huge. So! There must also be a guarantor! "
"Guarantor?" Long Fei responded.
"Guarantor?" Ye Chen also answered.
"It's a risk guarantee!"
"Risk guarantee?"
The director of market research explained, "that's it! Our agricultural development bank is more at ease! Mr. Long Fei, you! They will also be more responsible. Pressure is the driving force, isn't it? "
"Me? Where can I get a guarantee? I? That's five billion! " Long Fei's brows wrinkled again on the spot.
The director of the Market Research Department explained: "our cooperation intention is 5 billion, but in the actual process, it may be 5 billion, maybe more than 5 billion, maybe not 5 billion..."
"How do you say that?" Long Fei asked.
"That is to say! When the regulatory department of the Agricultural Development Bank found that Mr. Long Fei did not use it for the stated purpose when applying for the loan according to the situation indicated when applying for the loan, we no longer provided the loan. Mr. Long Fei! Do you understand? "
"This one?"
"That is to say! You didn't continue to invest for the purpose mentioned when you applied for the loan. If you invest the money in other aspects, we have the right to cut off the supply and no longer lend to you. and! And take back the loan money... "
"This one?"
Ye Chen said, "can I guarantee my old classmates in my own name? in other words! I don't guarantee in the capacity of credit audit. I guarantee in my personal and private capacity
"This one?" The director of the market research department thought about it and nodded: "yes!"
"Good!" Ye Chen answered.
Then! He said to Longfei, "I guarantee you! Old classmate! You have to work hard
"What is it?" Long Fei was stunned for a moment and didn't react.
Actually! Everything has been discussed. Now it's just a formality.
What guarantee does not guarantee? That is to lend money to old students in disguise to support their entrepreneurship.
If we don't do this, the old students will have no financial pressure.
There is no pressure, there is no motivation, it is likely to lose your money.
"This? Old classmate, you Long Fei thought about it, nodded and said, "thank you! Thank you! Yechen! Thank you! believe me! I Longfei even if business failure, even if the iron, I will repay! But! I believe Longfei can succeed! Old classmate! believe me! I won't give up your antiques... ""Antiques?"
People from the Agricultural Development Bank, as well as Secretary Li Yanfang and Rong did not understand what Long Fei meant.
What antiques?
Only a few old classmates like long Fei know that ye Chen is not poor Diao Si.
He has antiques. He has Tang Bohu's real work. By the way! There are other antiques.
You know! The old woman Ye Chen took care of during her college years. She gave him all her belongings in return.
With Ye Chen's guarantee, Longfei's application for a loan of 5 billion yuan is approved.
After the three parties sign, it will take effect.
Ye Chen not only signs as a credit auditor, but also as a guarantor.
By the way! Ye Chen also provided property mortgage to the agricultural development bank.
No corresponding property as collateral, you guarantee a hair?
It's impossible to mortgage antiques.
Under helpless! Ye Chen had to take out the gold card of the Agricultural Development Bank as collateral.
Once Longfei fails to start a business and can't afford the loan, the agricultural development bank will deduct money from yechen's gold card.
"Gold card!" When Long Fei and others saw that ye Chen had a gold card from the Agricultural Development Bank in his hand, they all screamed.
You're kidding! People who can get gold cards are all masters! especially! The person who owns the gold card of the agricultural development bank is the master.
Who knows? How much money is in the gold card? What are the special rights?
When the gold card is bright, there is nothing to say.
It's done!
That's it! Since ye Chen dares to guarantee, he must have guaranteed property.
"Gold card! You have a gold card! Woo woo When Li Yanfang sees that ye Chen has a gold card on her body, she can't believe it and goes forward to find out.
Ye Chen put the gold card into his pocket and didn't show it to her.
Li Yanfang reached into her pocket to feel it, but she didn't feel it.
"Where's the gold card?"
"The gold card is in it?" Yechen put his hand in and took out the gold card.
Put the gold card into yechen's pocket and it disappears. When you take it out, it becomes a gold card. It's so magical.
If Longfei's 5 billion yuan intended cooperative loan is secured, other people's loans will be no exception.
The same! The Agricultural Development Bank has asked for guarantors.
So! Ye Chen had to provide them with a guarantee.
"Thank you! Old classmate! thank you! I thought you were poor diaos all the time! result! You have more money than all of us! You? You're hiding deep enough
"You? You are a real match master! Yechen
"It's like pretending!"
Long Fei and other old classmates are convinced: ye Chen is the master of pretending to be better than others!
To be able to provide guarantee for people with a loan of 5 billion, we can imagine their economic strength!