Chapter 65

"This Zhao Feng!"

The expert of the market research department brushed the information in his left hand and said to yechen, "if you open a fashion show chain store, you have to borrow 1 billion yuan!"

It's a fashion show chain store in the form of physical store + online store + live broadcast with goods.

"A billion?"

"The rain of money!" The expert of Market Research Department dusted the information in his left hand and said to Ye Chen, "if you open an online shop, you will get a loan of 2 billion!"

"We need to borrow 2 billion to open a website? What online shop does he open? " Ye Chen asked.

"He opened a luxury import online store, and 2 billion is not enough for him! He wants to borrow 10 billion more! "

"Ten billion?" Ye Chen exclaimed, "he thinks I open a bank?"

"Ha ha ha!"

After hearing this, everyone laughed.

After laughing enough, the experts of Market Research Department looked at Ye Chen and said, "they regard you as an old classmate who runs a bank."

"You can't open a bank like this?" Ye Chen said aloud.

Thought: old students open a bank is not specifically for your service ah?

How much money does my bank have for your billion, two billion and five billion loans?

You don't like Baidu, either? What is the market value of other banks?

I am also your old classmate! Our bank is better than others, with only 600 million yuan. Other banks! Do you have so much capital? One in five?

"Sun Jian is a transportation worker. He wants to open a logistics company, and his opening is 500 million yuan!"

"Five hundred million?" Ye Chen answered.

Thought: open logistics company, if the national chain integration, 500 million is too little. But! If we just build local logistics, it will be more than 500 million.

"And Li Cheng, who runs a chain restaurant. He also wants to expand the hotel and turn it into a chain hotel. He wants a billion yuan. First, he will set up a chain hotel in the capital. If you can! And then to the whole country. "

"Oh?" Ye Chen nodded.

"You old classmate min Guang, a businessman, now wants to expand his business and apply for a 100 million loan..."

"100 million loans? This is acceptable! " Ye Chen didn't think much and nodded his head.

He never thought: old classmates are all lions, and their mouths are all hundreds of millions of loans.

Nimadi! Jinsheng Group was so competitive that it only applied for a loan of 30 million yuan. At that time, I didn't approve it.

"And this Yueda! A salesman of a real estate company, engaged in material supply. Now? He wanted to invest in the production of raw materials, and he also applied for a loan of 100 million.... "

Not only Ye Chen was surprised, but also experts from the Credit Department of the Agricultural Development Bank were surprised.

Really! This is a lion's mouth!

People with a little common sense all know: even large enterprises, against the weather, seldom ask for loans like this?

In general, small businesses will apply for loans in the form of millions or tens of millions.

Opening your mouth is five billion, two billion, one billion, five hundred million, one hundred million Nimadi! Do you really think I run a bank?

Can a small credit auditor have such power? Can we audit a five billion bill?

I'm afraid? Even when the bank president sees the application report, he has to think it over again?

Long Fei and others here, see ye Chen and others over there emotional, one by one look changed on the spot.

Do you need to ask? The loan failed!

Yechen this pass did not pass, where can others pass?

Look at Ye Chen's loud voice. Did he agree?

Ye Chen's character has always been easy-going and easy to speak. But today! Isn't that right? He's abnormal!

"Isn't it? The amount of loan we applied for is too large? " Min Guang said.

"How much do you apply for?" Long Fei asked.

"Me?" Min Guang thought about it and said truthfully, "I didn't listen to you. I changed one billion into one hundred million!"

"100 million?" Long Fei is stupid.

Thought: more than 100 million? I am not less, but more! I directly asked for five billion!

Isn't that right? Legend: as long as your application is approved by the Agricultural Development Bank, it is "unlimited".

So! It's not about how many loans you apply for, but whether the enterprise you invest in has a market prospect.

If we can pass the audit of the Agricultural Development Bank, we will not have the concept of much money.

"I applied for 500 million!" Sun Jian said.

"You?" Long Fei was surprised again.

Thought: in advance is not agreed? Are we all a billion? How did you get to half that?

"I applied for a billion!" Zhao Feng said.

"I applied for two billion!" Qian Yu said frankly.

"You? Alas Long Fei thought: Zhao Feng, you are still a billion, you keep your word. Not only did Qian Yu not lose money, but he also added a billion! you're awesome!"And you? How much have you changed in the end? "

Everyone looked at Long Fei and asked.

Long Fei gave a wry smile and said, "I apply for five billion yuan!"

"Five billion!"

When they heard this, they were stunned on the spot.

I thought: if you can't apply for today's loan, it's a good thing for you Longfei!

We are all at a loss for listening to you! We shouldn't have applied so much! Let's be practical and apply for millions to expand our business and see the market effect. If good! Continue to apply.

But now! The lion messed up all of a sudden.

This? This? We're all in vain!

Secretary Rong and Li Yanfang continued to whisper, as if there were no one else.

What happened on both sides seemed to have nothing to do with them. From time to time, they laughed.

"Cluck, cluck..."

Ye Chen discussed with the experts of the market research department, then came back and sat down at the desk of the small conference room.

Long Fei and others also sat back at their desks, waiting for their fate.

Especially Longfei! There is no bottom in my heart.

Others! They all resent Long Fei and think that it's Long Fei who messed up things.

If we don't listen to Long Fei, ye Chen will show up this time. How much can we get a loan.

The application information has been checked, now! The second audit is conducted by the Agricultural Development Bank in accordance with the loan audit procedures: question and answer the main responsible persons and management think tanks of the application enterprises.

This is more important! If the answer is wrong, the loan application process is over.

The first audit is Longfei!

Longfei has applied for 5 billion yuan, which is a big customer and naturally ranks first.

Ye Chen didn't speak. He sat and looked at him like a leader.

The director of Market Research said, "Mr. Long Fei! We've read all the information about your application for a loan of 5 billion yuan from the Agricultural Development Bank of China, and after certification, we think your character is OK, your business philosophy is OK, and your market prospect is OK. So! congratulations! Through our loan application... "

"Pa Pa Pa!" Ye Chen took the lead in slapping.

Other staff members of the Agricultural Development Bank also slapped.

Let secretary and Li Yanfang two people see, also coax general clap.

"Pa Pa Pa!..."

Long Fei and others were stunned for a while. They woke up in the warm applause and clapped their hands one by one.

"Pa Pa Pa!..."